Home insurance covers your home and your belongings against fire, water damage, theft and rental risks, and protects you under civil liability.
The basic home insurance contract offers coverage against at least rental risks, in addition to the basic guarantees (fire, water damage, theft). However, multi-risk home insurance goes further, by offering you, for example, a private civil liability guarantee which covers any damage caused by you or one of the occupants of the accommodation to a third party. Personal property protection can also be purchased.